Estimate what the Cyprus Land Registry will charge to transfer a property into your name — a cost that applies separately from (and interacts with) VAT, so it is easy to under-budget for.
Generated at cyprushomesdirect.com/ on 30/07/2026
Disclaimer: all figures above are estimates only. They are not legal, tax, mortgage, or financial advice and should not be treated as approval from any bank, lawyer, authority, or professional adviser. Confirm exact figures with a Cyprus-based bank, lawyer, and tax adviser before making decisions.
Transfer fees are charged on the assessable value in progressive bands: 3% on the first €85,000, 5% on the next €85,000 (up to €170,000), and 8% on anything above €170,000. A €250,000 property therefore pays 3% on the first €85,000, 5% on the next €85,000, and 8% on the remaining €80,000 — not 8% on the full price, which is a common misreading of the bands.
When a property is registered in two names, the Land Registry calculates the fee as if each owner bought half the value, then adds the two results together. Because the bands are progressive, this usually produces a lower combined fee than one buyer taking the whole value — the calculator applies this automatically when you select joint buyers.
Resale properties (no VAT) currently receive a 50% reduction on the transfer fee. VAT-rated new-build purchases work differently: you generally don't pay transfer fees on the VAT-inclusive portion of the price, but fees can still apply to any amount by which the Land Registry valuation exceeds that VAT-inclusive price. This calculator applies both rules based on the VAT scenario you select.
Transfer fees are assessed on the Land Registry's own valuation of the property, not necessarily the price in your sale contract — the two are often similar but can diverge, especially for older or off-plan transactions. If you don't have a current Land Registry valuation, using the contract price is a reasonable estimate, but confirm the actual assessable value with your lawyer before completion.
3% on the first €85,000 of assessable value, 5% on the next €85,000 (up to €170,000), and 8% above €170,000. Each band applies only to the portion of the value that falls within it.
Often yes. The Land Registry treats joint ownership as each buyer acquiring half the value, calculates the fee on each half separately, then adds them — which usually lowers the combined fee compared with one buyer taking the whole value, because more of the total falls into the lower bands.
Generally not on the VAT-inclusive portion of the price. Transfer fees can still apply to any excess between the Land Registry valuation and that VAT-inclusive price. Resale (non-VAT) purchases instead receive a 50% reduction on the standard transfer fee.
The Land Registry's own assessable value, which may differ from your contract price. Confirm the current valuation with your lawyer or the Land Registry before budgeting the exact figure.
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Disclaimer: all calculator results are estimates only. They are not legal, tax, mortgage, or financial advice and should not be treated as approval from any bank, lawyer, authority, or professional adviser.